Repurchases
Repurchased Loans on Prosper
As of May 9, 2008, there have been 124 loans that Prosper has reported as "Repurchased" according to the loan-search page on Ericscc.com. None of these loans are included in the official Prosper performance statistics for whatever reason. It has been argued that this distorts the data, especially since 66 of those "repurchased" loans were not repurchased at the full face-value of the loan like most, if not all, of the rest since they were part of the New Agency Test loans.
Here is a list of all the loans that were repurchased by Prosper. They are divided into 3 categories:
- Typical Repurchases
- Victoria Crawford loans
- New Agency Test loans
June 2008 Update: The New Agency Test loans have been marked as "defaulted" again by Prosper but they are listed on this page for historical reference purposes.
Typical Repurchases
Evidently, Prosper did not have a designation for "repurchased" early on so if you look at Ericscc.com, you will see in the loan history that it shows "defaulted" first, and later was switched to "repurchased". This list shows the "default" date as the "repurchase" date in those cases. A total of 49 loans fit in this category.
| Listing # | Origination Date | Repurchase Date | Notes | |
| 671 | 2/28/2006 | 8/30/2006 | ||
| 658 | 3/7/2006 | 8/30/2006 | ||
| 1614 | 3/15/2006 | 12/29/2006 | 0 payments | |
| 3256 | 3/29/2006 | 12/24/2006 | ||
| 3969 | 3/30/2006 | 12/24/2006 | 0 payments | |
| 4038 | 4/5/2006 | 12/29/2006 | ||
| 4279 | 4/12/2006 | 12/24/2006 | 0 payments | |
| 5060 | 4/13/2006 | 12/24/2006 | 0 payments | |
| 5535 | 4/14/2006 | 12/24/2006 | 0 payments | |
| 6153 | 4/18/2006 | 12/24/2006 | 0 payments | |
| 8971 | 5/3/2006 | 12/24/2006 | ||
| 9272 | 5/8/2006 | 12/29/2006 | 0 payments | |
| 11752 | 5/16/2006 | 12/29/2006 | 0 payments | |
| 13266 | 5/18/2006 | 12/29/2006 | ||
| 13871 | 5/19/2006 | 12/29/2006 | ||
| 14312 | 5/23/2006 | 12/29/2006 | 0 payments | |
| 14428 | 5/23/2006 | 12/29/2006 | ||
| 12808 | 5/26/2006 | 12/29/2006 | 0 payments | |
| 15369 | 5/31/2006 | 12/29/2006 | 0 payments | |
| 16487 | 5/31/2006 | 12/29/2006 | ||
| 16784 | 6/2/2006 | 12/29/2006 | ||
| 16072 | 6/6/2006 | 12/29/2006 | 0 payments | |
| 19294 | 6/19/2006 | 12/23/2006 | Single lender for entire $25K. Borrower and lender both suspended? | |
| 21015 | 7/3/2006 | 12/29/2006 | 1 payment apparently disputed | |
| 5762 | 4/13/2006 | 5/12/2007 | 0 payments | |
| 11956 | 5/24/2006 | 5/12/2007 | 0 payments | |
| 20744 | 6/30/2006 | 5/12/2007 | 5 payments | |
| 25343 | 8/9/2006 | 5/12/2007 | 1 payment | |
| 31330 | 8/21/2006 | 5/12/2007 | 3 payments, posted on forums apparently | |
| 52859 | 11/13/2006 | 5/12/2007 | 1 payment, "Leporello ID theft loan" | |
| 8190 | 5/4/2006 | 6/1/2007 | 0 payments | |
| 64541 | 11/30/2006 | 6/3/2007 | 0 payments | |
| 41241 | 10/6/2006 | 8/4/2007 | 6 payments, some late | |
| 42427 | 10/11/2006 | 8/4/2007 | 5 payments, some late | |
| 94897 | 2/16/2007 | 8/4/2007 | 2 payments | |
| 114653 | 4/6/2007 | 8/14/2007 | 1 payment | |
| 142164 | 6/4/2007 | 8/14/2007 | 0 payments | |
| 146667 | 6/6/2007 | 8/14/2007 | 0 payments, first listing cancelled | |
| 102907 | 3/15/2007 | 8/16/2007 | 0 payments, vetted? | |
| 128262 | 4/30/2007 | 8/16/2007 | 2 payments | |
| 77277 | 1/3/2007 | 8/29/2007 | 0 payments | |
| 26225 | 8/2/2006 | 9/18/2007 | 9 payments, some late, from creditboards? | |
| 167207 | 7/26/2007 | 10/5/2007 | 0 payments | |
| 116736 | 4/3/2007 | 10/11/2007 | 1 payment | |
| 75306 | 12/28/2006 | 10/30/2007 | possibly 5 payments, some reversed. May be discussion on the forums. | |
| 174316 | 8/1/2007 | 11/23/2007 | 0 payments | |
| 157448 | 7/6/2007 | 1/24/2008 | 0 payments | |
| 223728 | 11/13/2007 | 3/4/2008 | 0 payments | |
| 142814 | 6/6/2007 | 7/12/2008 | 5 payments |
Victoria Crawford loans
There were a couple more listings created that were later withdrawn but are not listed here. You can find them linked on Ericscc.com if you're interested. She got a total of 10 loans. Read here for more information.
| Listing # | Origination Date | Repurchase Date | Notes |
| 53455 | 10/31/2006 | 4/5/2007 | May have been taken out in her own name but she used a different name on the listing |
| 61829 | 11/21/2006 | 4/3/2007 | |
| 67085 | 12/1/2006 | 4/3/2007 | |
| 67940 | 12/1/2006 | 4/3/2007 | |
| 73132 | 12/18/2006 | 4/3/2007 | |
| 84719 | 1/19/2007 | 4/3/2007 | |
| 87147 | 1/26/2007 | 4/3/2007 | |
| 89548 | 2/2/2007 | 4/3/2007 | |
| 93207 | 2/13/2007 | 4/3/2007 | |
| 100081 | 2/23/2007 | 4/3/2007 |
New Agency Test loans
Initially, Prosper listed these as "defaulted" on 2/18/08 but then, on 3/6/08, changed the designation to "repurchased". On 6/10/08, they were re-marked as "defaulted" but it's easier to leave this list here for reference purposes. This list uses the original "defaulted" date as the "repurchased" date. There were 66 loans in this test. ["NewAgencyTest" Read here] for more information.
| Listing # | Origination Date | Repurchase Date | Credit Grade | SortedAmount Amount | Rate | Notes | |
| 10840 | 5/11/2006 | 2/18/2008 | D | $3,000 | 20.75% | ||
| 12424 | 5/18/2006 | 2/18/2008 | D | $2,550 | 22% | ||
| 23106 | 7/12/2006 | 2/18/2008 | B | $8,000 | 15.93% | Made a large payment in late Jan. '08 to move from 4+ months late to 1 month late. Was 2 months late when repurchased. | |
| 23116 | 7/17/2006 | 2/18/2008 | D | $2,550 | 21.5% | ||
| 25088 | 7/19/2006 | 2/18/2008 | D | $2,550 | 22% | ||
| 24093 | 7/20/2006 | 2/18/2008 | D | $10,000 | 28.75% | ||
| 26654 | 8/8/2006 | 2/18/2008 | C | $10,500 | 19.25% | ||
| 29618 | 8/15/2006 | 2/18/2008 | C | $3,480 | 22.25% | ||
| 30758 | 8/17/2006 | 2/18/2008 | C | $11,000 | 21% | ||
| 30655 | 8/28/2006 | 2/18/2008 | D | $15,000 | 29% | ||
| 34102 | 8/31/2006 | 2/18/2008 | E | $3,000 | 24.7% | ||
| 32790 | 9/6/2006 | 2/18/2008 | C | $6,000 | 16.5% | ||
| 35836 | 9/6/2006 | 2/18/2008 | D | $5,000 | 24.9% | ||
| 40293 | 9/29/2006 | 2/18/2008 | B | $5,000 | 12.1% | ||
| 43441 | 10/13/2006 | 2/18/2008 | E | $15,050 | 19.5% | ||
| 46403 | 10/13/2006 | 2/18/2008 | D | $5,200 | 23.9% | ||
| 46769 | 10/18/2006 | 2/18/2008 | D | $2,550 | 29% | ||
| 46931 | 10/18/2006 | 2/18/2008 | D | $2,550 | 25% | ||
| 51175 | 11/1/2006 | 2/18/2008 | AA | $25,000 | 14% | ||
| 52837 | 11/1/2006 | 2/18/2008 | B | $10,000 | 20% | ||
| 56367 | 11/9/2006 | 2/18/2008 | A | $18,000 | 20% | ||
| 56097 | 11/13/2006 | 2/18/2008 | D | $5,000 | 24.21% | ||
| 57099 | 11/17/2006 | 2/18/2008 | A | $15,000 | 13% | ||
| 61992 | 11/20/2006 | 2/18/2008 | E | $10,000 | 29% | ||
| 60497 | 11/22/2006 | 2/18/2008 | B | $8,000 | 16% | ||
| 68369 | 12/1/2006 | 2/18/2008 | E | $15,000 | 29% | ||
| 71330 | 12/11/2006 | 2/18/2008 | D | $2,550 | 22% | ||
| 65789 | 12/12/2006 | 2/18/2008 | D | $10,000 | 21.2% | ||
| 66395 | 12/12/2006 | 2/18/2008 | C | $14,000 | 23% | ||
| 70764 | 12/18/2006 | 2/18/2008 | D | $25,000 | 27% | ||
| 72874 | 12/27/2006 | 2/18/2008 | C | $8,000 | 14% | ||
| 78330 | 1/3/2007 | 2/18/2008 | D | $3,500 | 22% | ||
| 79888 | 1/4/2007 | 2/18/2008 | D | $3,150 | 22.5% | ||
| 75713 | 1/10/2007 | 2/18/2008 | E | $25,000 | 27% | ||
| 79102 | 1/12/2007 | 2/18/2008 | C | $20,000 | 17% | ||
| 82134 | 1/24/2007 | 2/18/2008 | C | $15,000 | 20% | ||
| 86344 | 1/24/2007 | 2/18/2008 | C | $14,875 | 23% | ||
| 83754 | 1/26/2007 | 2/18/2008 | D | $10,000 | 19.5% | ||
| 86542 | 1/31/2007 | 2/18/2008 | HR | $8,000 | 28% | ||
| 86717 | 2/6/2007 | 2/18/2008 | D | $25,000 | 29% | ||
| 90546 | 2/8/2007 | 2/18/2008 | B | $8,500 | 20.7% | ||
| 92636 | 2/8/2007 | 2/18/2008 | C | $25,000 | 27% | ||
| 91161 | 2/12/2007 | 2/18/2008 | E | $6,000 | 29% | ||
| 94057 | 2/13/2007 | 2/18/2008 | C | $3,000 | 15.3% | ||
| 92635 | 2/15/2007 | 2/18/2008 | HR | $3,000 | 23.25% | ||
| 99037 | 2/16/2007 | 2/18/2008 | D | $2,550 | 29% | ||
| 100263 | 2/21/2007 | 2/18/2008 | D | $2,700 | 20% | ||
| 100609 | 2/21/2007 | 2/18/2008 | D | $3,000 | 19% | Large payment made in mid-January to move it from 4+ to "Late". Was 1 month late when repurchased. | |
| 93385 | 2/22/2007 | 2/18/2008 | C | $15,000 | 19.6% | ||
| 98394 | 2/23/2007 | 2/18/2008 | C | $25,000 | 21% | ||
| 102959 | 3/5/2007 | 2/18/2008 | C | $7,500 | 20% | Several payments made after Sept. '07 moving it between 4+ late and 3 months late. Was 3 months late when repurchased. | |
| 102580 | 3/6/2007 | 2/18/2008 | E | $25,000 | 29% | ||
| 101091 | 3/7/2007 | 2/18/2008 | D | $16,900 | 24% | ||
| 104899 | 3/12/2007 | 2/18/2008 | B | $8,500 | 14.65% | ||
| 109469 | 3/27/2007 | 2/18/2008 | A | $25,000 | 20% | ||
| 111281 | 3/29/2007 | 2/18/2008 | A | $25,000 | 17% | ||
| 114081 | 4/2/2007 | 2/18/2008 | D | $4,000 | 15.82% | Large payment made in mid-January moving it from 4+ late to current. Was "Late" when repurchased. | |
| 111070 | 4/3/2007 | 2/18/2008 | D | $13,000 | 22.5% | ||
| 115455 | 4/6/2007 | 2/18/2008 | E | $20,000 | 29% | ||
| 119546 | 4/12/2007 | 2/18/2008 | D | $10,000 | 27% | ||
| 118753 | 4/17/2007 | 2/18/2008 | D | $8,500 | 18.9% | ||
| 123432 | 4/30/2007 | 2/18/2008 | HR | $8,423 | 25.9% | ||
| 126772 | 4/30/2007 | 2/18/2008 | C | $4,000 | 25% | ||
| 128885 | 5/3/2007 | 2/18/2008 | AA | $4,000 | 18% | ||
| 128332 | 5/14/2007 | 2/18/2008 | C | $10,000 | 20% | ||
| 148786 | 6/19/2007 | 2/18/2008 | D | $2,700 | 21% |
