zcommodore

A couple of weeks ago, Prosper made a bunch of changes related to groups so that "groups" would be more likely to just be people with outside connections rather than simply random people who were "harvested" from those already on the site.  The number of listings, percentagewise, that are now not in a group has increased significantly since then.  When the change was first implemented, roughly 70% of all listings were "no group".  This morning, I checked again and it had risen to 82%.

Last month, a lot fewer loans were created as well.  I'm not sure how much of this was due to the recent change.  There were a number of factors at play.  I'm going to do some more research and will probably blog about it further soon so watch this blog for some more graphs related to that.